Owning and managing multi-family apartment complexes, residential condominium associations and rental properties requires the right kind of habitational insurance from the right kind of company.

Cumberland Mutual is a regional carrier with over 180 years of experience serving the needs of our policyholders and agents. We’re committed to longevity, durability and fiscal stability. As a regional mutual insurer, policyholders are members of our organization, not public shareholders. We resolve claims quickly and fairly to keep tenants, their guests, and owners safe at home.

Cumberland Mutual Habitational coverage:

Business Owners Policy, Monoline Property and Package Policy types available.

Coverages include:

• Property
• General Liability
• Business Income
• Equipment Breakdown
• Building Ordinance
• Water Back-up
• Condominium D & O Liability

Please contact your Independent Insurance Agent if you have any questions.
If you do not have an Independent Insurance Agent, use the agent locator tool below to find one in your area.