Cumberland’s Umbrella policy provides increased limits of liability above your existing liability policies for catastrophic liability losses that can happen to any business at any time. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

This additional liability coverage may be added to protect your business assets against multi-million dollar lawsuits which may develop as a result of catastrophic incidents.

In the following example, it is easy to see that a company can be devastated by a single loss:

• A company vehicle collided with another vehicle and caused $20 million in injuries for the other party.
• Should your business be held legally responsible for such an incident and your underlying policy limits are exhausted, our Commercial Umbrella Policy will provide coverage up to the selected policy limit amount.

Umbrella coverage is available in New Jersey, Pennsylvania, Delaware and Maryland.

Please contact your Independent Insurance Agent if you have any questions.
If you do not have an Independent Insurance Agent, use the agent locator tool below to find one in your area.